pacific life fixed annuity

Policyholders: (800) 748-6907 Pacific Life Index Dimensions 10 is a deferred, fixed indexed annuity that provides safety of principal and growth potential. Fixed annuities offer a powerful combination of: Safety of principal; Growth opportunity; Tax deferral; Lifetime income; Legacy protection For each of their investment terms offered, they provide a guaranteed rate of return that's fixed for the entire term. Disclaimer*:  Brochures may vary by state. If you make a full withdrawal of your contract value, or upon death or annuitization, you will receive the greater of your contract value minus any applicable withdrawal charges, market value adjustments (MVAs), and optional benefit charges, or the Guaranteed Minimum Surrender Value. Is Interest Enhanced Death Benefit Right for You? Omaha, Nebraska 68103-6907 Generate guaranteed lifetime retirement income. In a variable annuity plan, you select the most appropriate investment options for your own unique needs. Opening Thoughts on the Pacific Life Index Foundation Fixed Indexed Annuity. A: In order to log in to the website, you must enter your username, password, and validate your security token. Policies can be issued for any amount between $10,000 and $1,000,000. Only the interest you’ve earned will be taxed as ordinary income as you withdraw money. Pacific Life ~ Pacific Index Foundation 10 Review. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. all states except New York and in New York by Pacific Life & Annuity Company. Pacific Life's fixed annuity is called "Pacific Frontiers II" and is offered for investment terms of 5 to 10 years. In no event will the MVA cause the withdrawal amount to be less than the Guaranteed Minimum Surrender Value. A fixed indexed annuity is a long-term contract between you and an insurance company that helps: As you develop your retirement strategy, it’s important to determine how you will protect and grow your assets. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. How Pacific Life Describes the Pacific Index Choice 6 Fixed Indexed Annuity. Please inquire about Pacific Life Fixed Annuity Rates. W50006-20B. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Additionally, you may take withdrawals without a withdrawal charge or MVA for the following reasons: Withdrawals and contract values annuitized before the end of the withdrawal charge period that are in excess of 10% of the prior anniversary’s contract value (10% of purchase payments in the first year), may be subject to an MVA (in addition to any applicable withdrawal charges) depending on your state. Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones. Pacific Life Insurance Company (Newport Beach, CA) is licensed to issue products in all states except New York. A fixed indexed annuity is a long-term contract between you and an insurance company that helps: As you develop your retirement strategy, it’s important to determine how you will protect and grow your assets. So buckle up and let's dig in. W13122-20B. However, you have the potential to earn interest based on the movement of three offered indexes and a fixed account that provides a guaranteed interest rate. And with Pacific Index Foundation, clients can be sure rates and caps will not change throughout the entire withdrawal charge period, a longer guarantee than a typical fixed indexed annuity provides” says Christine Tucker, vice president of marketing for Pacific Life’s Retirement Solutions Division. Product availability and features may vary by state. If withdrawals and other distributions are taken prior to age 59½, an additional 10% federal tax may apply. Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. Shawn’s main focus is on educating both financial professionals and consumers on annuities, insurance, and retirement planning strategies. Pacific Index Dimensions is a deferred, fixed indexed annuity that provides safety of principal and growth potential. Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. Pacific Index Dimensions may be right for you if you are looking for: Because Pacific Life annuities are tax-deferred, interest will compound without current income tax. Pacific Life is a product provider. It is not a security and does not participate directly in the stock market or any index, so your money is not invested in the market. Withdrawals will reduce the contract value and the value of the death benefits, the Guaranteed Minimum Surrender Value, and also may reduce the value of any optional benefits. The company works with individuals, families, and businesses – and it provides a long list of financial and insurance products. Many FIAs are more compelling than a plain vanilla fixed annuity. Begin by entering your username on the login page. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Variable and fixed annuity products are … Pacific Life has a full range to fit your specific client needs. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company. Product availability and features may vary by state. Opening Thoughts on the Pacific Life Expedition Fixed Deferred Annuity. He has trained financial professionals on annuities and insurance products for over 10 years. Imagine what that could mean to your financial future. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Some of the resulting transactions may generate a financial or tax impact on your contract. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Withdrawals after the first contract year (after contract issue in Texas) if the owner or annuitant is diagnosed with a terminal illness and has a life expectancy of 12 months (24 months in Kansas) or fewer. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life is a product provider. Want to potentially reduce current taxes and increase lifetime income with a qualified longevity annuity contract (QLAC). All guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. 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